Do you want to check the Chase credit card application status? You can easily check the status of your card application. After you submit a new Chase credit card application, allowing it will not get an approval immediately. If your request is denied, there is a department from Chase to review to consider reversing the refusal that can be contacted by telephone.
Also, do you get a message stating your application is still under review and there is even a notification that will be notified in 7 to 10 days, 30 days or 2 weeks? This message is often interpreted as a rejection to you but allows you to get approval for the application. In other words, you can take action if you receive from the three messages.
Further Reading: Easy Ways to Check Citi Application Status and Reconsideration Line
- How to Check Chase credit card application status?
- Checking your Application Status by Phone
- Check Your Application Status Online
- What are the Rules for Chase Credit Card Applications?
- How do I get Chase to reconsideration line?
- Tips asking Chase to reconsider?
- What does the message mean from the Chase credit card application status?
How to Check Chase credit card application status?
To pursue the status of your Chase credit card application is very curious, will you receive the message “Your Application Has Been Approved” immediately or you are not immediately approved? However, all that is not the end of your credit card application, and there is still hope to see it again:
- Get a letter in the mail, stating to confirm your credit card or even rejecting approval
- Allows this letter can take 7 to 10 days and a maximum of up to 30 days.
- Get messages that are pending for up to 2 weeks.
Checking your Application Status by Phone
You can check the application status by telephone and call the Chase credit card application status Hotline at 888-338-2586. As for business applications, you can call 1-800-453-9719. You will be asked for some information such as your social security number and will wait to hear the status of your application from the clerk.
Check Your Application Status Online
Apart from over the telephone, checking the status of your application can be done online. Instead, you are already a Chase customer and have an account with Chase online. If you are a new Chase user, you can only do this through the automatic telephone calls mentioned above.
To start checking the status of your application online, log in to your account at www.chase.com and then go to “Customer Center.” On the right side of the screen you will see an “Open a New Account” section and underneath there is a link “Check the status of my application.” and click the link to check the current your Chase credit card application status.
You can view the latest credit card applications and include your credit limit which includes:
- The Chase Freedom
- The Chase Sapphire Preferred
- The Chase Sapphire Reserve
- The Chase Slate
- The Chase Ink Preferred
- The Chase Ink Cash
- IHG® Rewards Club Select Card
- Southwest Airlines Rapid Rewards® Plus
- Marriott Bonvoy Boundless ™ Card
- United MileagePlus Club Card
- United Explorer Card
What are the Rules for Chase Credit Card Applications?
The refusal of the Chase credit card application status for applicants who have a credit report by opening 5 or more within a period of 24 months prior has been applied in May 2015. With that in mind, there are some specific rules that all applicants must obey, namely 5/24 and 2/30.
Chase Rules 5/24
Rule 5/24 is a rule where applicants cannot open 5 or more personal credit cards in all banks within the past 24 months with a few exceptions. This rule applies to those approved for Chase credit cards such as the Preferred Sapphire Chase Card. As for cases that are approved by exceeding this rule, if they have pre-approved the card in question. For this reason, if you want to find out if you have been approved in advance, you can go to the branch office to ask questions or contact him by telephone.
If you experience rejection due to this 5/24 rule, you don’t need to worry. Chase will consolidate many applications so that it becomes 1 hard pull during the application on the same day. In addition, the application will not cross between business cards and personal cards. Basically, to overcome a rejection caused by the 5/24 rule, go to the nearest Chase branch office to get lots of information about pre-approval and find out what next steps you can take.
Chase Rules 2/30
Rule 2/30 seems less familiar than rules 5/24. As with rules 5/24, none of these are published rules. However, it is still supported by the data reported by users. Rule 2/30 is a rule where applicants can only have 2 personal credit card applications in 30 days. If you miss this, you will be automatically rejected. In addition, Chase usually looks for a good credit score or banking relationship. If you don’t have a high credit score of 700+, then your chances of getting a Chase card approval like Chase Sapphire Reserve are very small.
Given the above rules, having the conclusion that too many cards making in a short time allows approval of your application will be rejected on the Chase credit card. It has been explained, that if you open 5 or more credit cards from any bank within the previous 24 months, chances are your application will not be approved. And if you open 2 or more credit cards from any bank within the previous 30 days, allowing your application to experience rejection. Therefore avoid too many cards in a short amount of time.
How do I get Chase to reconsideration line?
The Chase reconsideration line is an opportunity where you can convince Chase to approve your credit card application. This expectation allows you to reverse the rejection or cancel the application rejection. The best way to contact him is within 30 days of rejection, or maybe you should submit a new application. You can contact below:
- Chase reconsideration lines for personal cards: 1-888-270-2127
- Chase reconsideration line for business cards: 1-800-453-9719
Chase Reconsideration Line hours:
7:00 a.m. to 10:00 p.m. EST, Monday through Friday
8 am to 1 pm EST Saturday
9 am to 9 pm EST on Sunday
Tips asking Chase to reconsider?
Here are some tips for asking Chase to reconsider, so that it’s easy to accept:
- Make sure you reveal a variety of errors that allow you to get into your status or reject “pending applications”.
- Citing a number of reasons that make sense, why do you want a new card? Because representatives can consider if you want to take the offer of certain benefits that you want to use.
- You can offer to reduce the credit limit on your other cards, in order to make room for new cards. This is the best offer if you have obtained a large amount of credit from another bank card.
- Speak politely and friendly, because by talking like that you can direct and very easily understand your intentions by representatives connected on the telephone.
What does the message mean from the Chase credit card application status?
Chase cards are famous for sending several types of messages when you apply for a credit card. The message can include being approved or even rejected. Here are a few messages about the Chase credit card application status:
Order 7 to 10 days
If you get an automatic message that says it will be notified in 7 to 10 days, is it possible that your application will be rejected? This has several reasons such as ensuring that you actually apply for a credit card or not. Or you can call to check if something goes wrong, such as an address difference between a credit card application and their credit report. With that, you can contact Chase reconsideration at 1-888-270-2127, to find out more information.
Order 2 weeks
If you get and check the status notify you will be notified within the next two weeks. This is a happy message because basically approved applications have to wait for two weeks. With that, you have to be patient to wait for the email to arrive with a response that your agreement will be received. But you can call to check and confirm the status of your application with certainty.
Order 30 days
The message arrives with 30 days, it means the application request that you made is under review by a real person. Don’t worry about this message, you can wait a few working days to better confirm their response with your application request.
In applying for a Chase credit card it is indeed quite complicated, as there are several different types of messages and the rules in the card application. Especially after your face that you are not approved, or “pending” so you wonder. Don’t worry, you can contact Chase considerations to request your case if your application is not approved. And to find out information about the Chase application status, you can contact 888-338-2586. Chase offers several credit cards with the best travel gifts. You can maintain these benefits while waiting for an official answer regarding your Chase credit card application status.